Insurance Insights & Advice
The Protection Nearly Half of Renters Go Without
Nearly half of renters have no coverage. Renters insurance can help protect your belongings and your savings if the unexpected happens.
November 2, 2026
Nearly half of renters have no coverage. Renters insurance can help protect your belongings and your savings if the unexpected happens.
Digital insurance ID cards are fast and convenient — but they have a single point of failure: they only work if the right phone, with a charge, in the right hands, is actually in the car. Florida auto insurance expert Clifford Schimek explains why he still tells clients to keep a current paper card in the glove compartment, even though he uses the digital version himself — and why the moments that matter most are exactly the moments when technology is most likely to let you down.
Written by Clifford Schimek Clifford Schimek is a Florida independent
Written by Clifford Schimek A Florida driver’s license reinstatement took
Written by Clifford Schimek Lesson Learned: Not every administrative update
Written by Clifford Schimek Clifford Schimek has specialized in Florida
Written by Clifford Schimek The internet spent years rewarding whoever
Lesson Learned: Sometimes the drive home is not the end
Written by Clifford Schimek Clifford Schimek is a Florida-based independent
Progressive has now confirmed it will issue excess profits credits
One of the hardest parts of my job isn’t explaining
When my doctor told me I shouldn’t be driving, the